Legumes

Legumes Chickpea  (Cicer arietinum) An annual Asian plant in the pea family, widely cultivated for the edible seeds in its short inflated pods. A round yellowish edible seed, widely used as a pulse. Also called  garbanzo. There are two types of chickpeas: desi and kabuli. Desi contains smaller, darker seeds and have more of a rough coat. Kabuli is a larger, lighter colored bean with a smoother coat. Uses * Chickpeas are an important food plant in India, Africa, and Central and South America. * They are the main ingredient of hummus, a sauce originating in the Middle East. In southern Europe, chickpeas are a common ingredient in soups, salads, and stews. * A kind of meal or flour is also made from chickpeas. Snap peas  (Pisum sativum  var. macrocarpon) A cultivated pea that has edible usually round pods easily snapped like beans and that is classified with the snow pea as a variety (Pisum sativum macrocarpon) also called sugar snap pea. This is pea plant producing peas having crisp rounded edible pods USES Raw * The pod can be left whole and served with your favorite dip. The peas can be removed from the pod. Puree the raw peas in a food processor or blender and fold the puree into your favorite dip. * Snap the whole pea pod into 1-inch pieces and add to salads—vegetable, macaroni, chicken, etc. Cooked * Use instead of snow peas in oriental dishes. * In stews or soups, add whole or in pieces, 2 minutes before serving—just long enough to heat thoroughly. * Stir-fry as you would any vegetable. Azuki Bean(Vigna angularis  syn. Phaseolus angularis)The azuki bean, also known as  adzuki  or  aduki is an annual bushy leguminous vine plant widely grown throughout  East Asia  and the  Himalayas  for its small (approximately 5  mm)  beans which are used as food and to produce a flour. The  cultivars  most familiar in  Northeast Asiahave a uniform red color. However, white, black, gray and variously mottled varieties are also known. USES * In  East Asian cuisine, the azuki bean is commonly eaten sweetened. In particular, it is often boiled with sugar, resulting in red bean paste (an), a very common ingredient in all of these cuisines.It is also common to add flavoring to the bean paste, such as chestnut. * In Japan, rice with azuki beans ( ;  sekihan) is traditionally cooked for auspicious occasions. Azuki beans are also used to produce  amanatto, and as a popular flavour of  ice cream. * On October 20, 2009,  Pepsi  Japan released an azuki-flavored Pepsi product. * In Gujarat, India, they are known as  chori. Ornamental plants Zebra Plant (Aphelandra squarrosa) a Brazilian herb with leaves striped green and yellowish white that is widely cultivated as a foliage plant.This plant is often used as a  house plant. This plant likes lots of light, but not direct. It does not bloom often, but it can be encouraged to bloom by prolonged daily exposure to light. USES Indoor and outdoor decoration for houses and others. Rose (Rosa berberifolia) They form a group of plants that can be erect shrubs, climbing or trailing with stems that are often armed with sharp  prickles. They have pinnate leaves and showy flowers having five petals in the wild state but being often double or partly double under cultivation.Flowers vary in size and shape and are usually large and showy, in colours ranging from white through yellows and reds. * Majority of roses are used to decorate gardens as well as for various ornamental purposes. * Roses have diuretic effects as they contain Vitamin C, pectin, malic and citric acids. * It has a medicinal effect that cools the body by removing toxins and heat from the body. * Roses are also used all over the world for culinary purposes especially on desserts. * It is also widely used for preparing cosmetics, perfumes, hand lotions, creams, to rose essential oil and rose water.Glossy Abelia (Abelia x grandiflora) Any of several shrubs that have clusters of small white or pink flowers belong to the belong to the genus Abelia, of the honeysuckle family. Abelias are popular  garden  shrubs. The most widely grown is the hybrid  Abelia x grandiflora. This is a rounded, spreading, multi-stemmed shrub with gracefully arching branches to 1-1. 8 m tall, with ovate, glossy, dark green semi-evergreen leaves to 2–6  cm long, and clusters of white-tinged-pink, bell-shaped flowers to 2  cm long. USESGardening and ornamental purposes. Latex and Resins Chico (Manilkara zapota) Large tropical American evergreen yielding chicle gum and edible fruit; sometimes placed in genus Achras. The sapodilla is an attractive upright, slow-growing, long-lived evergreen tree. Distinctly pyramidal when young, with age the tree may develops a crown that is dense and rounded or sometimes open and somewhat irregular in shape. USES Because of the tannin content, young fruits are boiled and the decoction taken to stop diarrhea.An infusion of the young fr uits and the flowers is drunk to relieve pulmonary complaints. The crushed seeds have a diuretic action and are claimed to expel bladder and kidney stones. The latex is used in the tropics as a crude filling for tooth cavities. A paste of the seeds is applied on stings and bites from venomous animals. The latex can also be used as rubber. Papaya (Carica-papaya) Large palmlike plant (Carica papaya; family Caricaceae), cultivated throughout the tropics and warm subtropics, and its succulent juicy fruit.An evergreen, usually dioecious, tropical American tree  having a crown of palmately divided leaves with pinnate lobes and large yellow edible fruit. USES * A popular breakfast fruit in many countries, it is also used in salads, pies, sherbets, juices, and confections. * The juice of the unripe fruit contain an enzyme that is useful in various remedies for indigestion and in meat tenderizers. * Latex is collected in the fruit of the papaya tree. T he latex is collected after scoring t he neck of the fruit, where it may either dry on the fruit or drip into a container. Aleppo Pine (Pinus halepensis)A pine (Pinus halepensis) of southern Europe and the Levant that is of graceful habit, has usually two leaves in each persistent sheath, and yields a wood that is much used for shipbuilding. It is native to the Mediterranean area, and is planted as an ornamental and is a source of turpentine. USES * The resin of the Aleppo Pine is used to flavor the Greek wine  retsina. * The  Pinus halepensis  is widely planted for timber in its native area, being one of the most important trees in  forestry  in Algeria and Morocco. * This tree is also used as an ornamental tree which is extensively planted in gardens, parks, and private and agency landscapes.

English 101 Grit Essay

If â€Å"Grit†, as defined as a measure of perseverance and the way to achieve a long term goal to succeed in college, then who needs family support and resources? Angela Duckworth’s theory of ‘Grit’ is based on an area of psychology research that determines how to be successful in college. Duckworth’s theory argues that having ‘Grit’ or perseverance is the main force that will pull students through to complete college. While I believe Duckworth’s theory to be useful and that having â€Å"Grit† can be key to one’s success in college completion, I do believe that it is the backbone to many other traits and outside influences important to succeed in college. In the case of Donna Beegle’s Story, I think that Duckworth’s theory would be only somewhat useful to understand her success. In the article, â€Å"An Insider’s Perspective: The Donna Beegle Story,† Beegle tells her experience of overcoming extreme poverty and beating all odds and achieving a doctorate. During her road to success, Beegle had many outside influences that were the key to those achievements. She reached out to a Community Action Agency that really opened the doors for her and started a rippling effect towards key resources and influential people. First and foremost, the biggest stepping stone for her was when the agency connected her to the WIT (Women in Transition) program. Beegle states, â€Å"With an enormous amount of support from the WIT program staff and my family, I entered the community college to work on a two-year degree. (246) In addition to the WIT program, Beegle states, â€Å"The one thing that kept me from giving up was the â€Å"Section 8† public housing certificate from the Portland Housing Authority given to me by the WIT program. † (246) Beegle’s statement proves one of my points, that if it was not for that resource, she would have not have been â€Å"gritty† enough to continue her education. For people like Beegle, a GED was just not in the realm of capabilities for her, without those resources, she would not have been able to persevere to that point and beyond with her education. Secondly, let’s consider her family. Her family played a huge role to her success as well. Beegle’s parents watched her children while she attended college, and gave her the motivation and praise she needed to keep going. In addition Beegle’s brother Wayne provided an unusual and unexpected amount of support that led her to complete her two-year degree. Wayne was incarcerated for twelve years; during those years he had an endless amount of time to read and become something Beegle describes as â€Å"middle- class literate. †(248) It was her brother, who through letters back and forth between the two, helped her understand her assignments. Therefore, it’s her family’s support and help from her brother that allowed her to persevere. In addition to all of the resources and family support, Beegle was lucky to have crossed paths with a language specialist by the name of Dr. Bob Fulford. Fulford was the mentor in Beegle’s life that made a huge impact on her educational success. He went beyond his job as a professor of the university she attended, and really took the time to work with her and guide her through academic achievement and personal affairs. He also taught her how to write and corrected her speech. On top of that support from him, he also â€Å"linked her to a network of professionals in the community who continues to widen my range of possibilities. † (249) I believe Fulford’s guidance and encouragement were the key element to Beegle’s success. If it was not for him and other mentors like him believing in her and recognizing she was not â€Å"stupid†, she would not have the chance to better her education. For some people, Duckworth’s theory of ‘Grit’ and perseverance is just not enough to get a college student through to college completion. According to Beegle, â€Å"[m]entors, [m]iddle-[c]lass [l]anguage† (247) and people seeing her for where she was â€Å"[w]ere [k]eys to [m]y [e]ducational [s]uccess†. For me personally, if I did not have my family, financial aid and the Women’s Program at Highline Community College, I really don’t think I would be able to manage. Even if I had ‘Grit’, there are road blocks like child care and having affordable housing that make it possible for me to stay in college. In my experience, ‘grit’ has helped tremendously when combined with the other elements in my life. For example, I recently helped my mother move from her apartment she has been in for over 24 years, to her home she now owns. Between my brother and I and just a few friends, we spent weeks of packing, updating the new house and unpacking. It was ‘grit’ that helped me through doing this huge move while still making it to class every day, turning in all my homework, and acing two quizzes. I was determined to make school a priority over all the other important events that were going on around me. However, some might argue how ‘grit’ played a major role in Beegle’s and my own story, especially when faced with a big disadvantage such as poverty and severe lack of proper education and in my case, a single parent. They may say that the only way to overcome those obstacles is to persevere through it. It’s true that wanting an education and a better life is what will make someone become â€Å"gritty†. It is my ‘Grit’ that has helped me in my classes; there have been assignments that have made my eyes go cross and makes me feel like I just want to give up. But my inner grit comes out and I think of the long term and what I want for my daughter and I. It is those moments when I can say Duckworth’s theory is useful to my situation but not in the grand scheme of things. With grit alongside with these other elements, one can be successful. So in conclusion, I do think having ‘Grit’ plays a big part in one’s success to college completion or at least it is a great supporting factor. Do I think â€Å"All I need is Grit and I can get a degree? † No.  What I think is, grit can help through the hard times, when you feel like giving up, persevere through those obstacle and find another way to get to where you want to go. It is that inner quality of grittiness that will assist someone on their journey. Like Beegle states, â€Å"With subsidized housing, food stamps, mentoring from numerous people, and the support and encouragement of family and agencies, I was able to move forward and become educated. † (248) for me and others alike, ‘Grit’ is only one piece of the 500 piece puzzle.

Asset Classes Paper Essay

The mutual fund chosen is Merrill Lynch Global and the Dow 30 organization chosen is McDonalds. The asset classes for both the mutual fund and Dow 30 organization will be determined. The following will explain how classifications and the current investment environment impact organizational decisions concerning the composition of these portfolios. _Merrill Lynch Global_ Merrill Lynch (2006). Merrill Lynch is a company that helps individual clients achieve financial success. With a professional advisor, customers can receive a customized strategy with the customer’s goals in mind. It makes available to its clients a wide range of investment products and services. When selecting the fund that best suits the clients need, some key factors to consider include a fund’s investment strategy, risk profile, investment performance, and relationship to the overall asset allocation strategy and investment time horizon. _Class A Shares_. Typically, the most preferred tier of classified stock, offering more voting rights than Class B shares. Class A shares are designed to insulate management from the short-term swings of Wall Street, by allowing those in management to control a small amount of the equity of the company but still maintain voting power. These types of shares are not sold to the public and cannot be traded, which supporters say allows management to focus on long-term goals. Class A shares’ annual operating expenses typically include an annual asset-based distribution and service fee of up to .35% (Mutual Funds. 2006). This annual fee is used to compensate the fund’s distributor and firms like Merrill Lynch for shareholder servicing  and distribution-related services. Class A shares are generally more economical for investors who seek to invest larger amounts and have a longer term time horizon. _Class B Shares_. Class B shares typically do not charge a front-end sales charge, so all of the assets are immediately invested in a fund. Class B shares usually impose a contingent deferred sales charge (CDSC) which may be charged to shareholders who redeem Class B shares within a certain number of years. This charge declines over time and is eventually limited. Class B shares are more economical for investors who have an intermediate to longer term time horizon and have less than $100,000 to invest in a fund family’s equity funds or less than $50,000 to invest in a fund family’s fixed income funds (Mutual Funds. 2006). _Class C Shares_. Class C shares usually do not impose a front end sales charge at the time of purchase. All of the client’s assets are immediately invested in the fund. It is common for Class C shares to impose a CDSC up to 1.00% of the redemption amount during the first year or longer (Mutual Funds 2006). Unlike Class B shares which convert to Class A shares after a period of time, C shares generally do not have a conversion feature. Compared to Class A and Class B shares, Class C shares generally become less economical for investors who plan to invest over a longer term. Merrill Lynch’s compensation differs by share class. The fund share class specific compensation is the basis upon which Merrill Lynch Financial Advisors are paid. Some funds may set higher sales charges and asset based fees for a particular class than do other funds for the same class. Merrill Lynch policy sets a limit as to the maximum sales charges or asset based fees included in the Financial Advisors’ compensation formula based on the share class and size of investment to minimize potential conflicts of interest based on differential compensations (Mutual Funds. 2006). Merrill Lynch is a diversified financial services company. It can be expected to pursue additional business opportunities with the firms whose mutual funds Merrill Lynch makes available to its customers. _McDonald’s (MCD)_ The Dow 30 organization chosen for this paper is McDonald’s. McDonald’s was founded in 1948 and is based in Oak Brook, Illinois. McDonald’s Corporation operates as a foodservice retailer worldwide. It operates and franchises McDonald’s restaurants, which offer various food items, and soft drinks and other beverages. As of July 14, 2006, it operated approximately 31,000 restaurants in 100 countries (Yahoo Finance). McDonald’s change in cash and cash equivalents is a difference of $2,718,200. In 2003, the cash and cash equivalents were at $162,400 and in 2005 the cash and cash equivalents were at 2,880600. The total cash flows from financing activities was (1,736,800) in 2003 and 361,600 in 2005. The cash flows grew substantially throughout the three years (Yahoo Finance). McDonald’s Income Statement shows a revenue of 21.23B, and quarterly revenue growth of 9.40%, a gross profit of 6.32B, a diluted EPS of 2.22 and quarterly earnings growth to be at 57.30%. The balance sheet’s total cash in 2005 is set at 3.29B. The net income for 2003 was $1,471,400 then greatly increasing in 2004 to 2,278,500 then increasing a little more to $2,602,200 in 2005 Yahoo Finance (2006). The stock price history for McDonald’s shows Beta, a measure of security’s or portfolio’s volatility or systematic risk, in comparison to the market as a whole, to be at .92. In my reading for this past couple of weeks, I have learned that many utilities stocks have a beta of less than 1. McDonald’s 52 week low on September 21, 2005 was set at $31.31 while its 52 week high on February 8, 2006 was set at 36.75 Yahoo Finance (2006). Overall, McDonald’s has been growing since 1948 at a great pace. McDonald’s second quarter operating results was fueled by strong sales and margin performance worldwide. McDonald’s EPS compared to competitors is much higher at 2.218 with Burger King at .235 and Wendy’s at 1.056 (Yahoo Finance. 2006). McDonald’s has done an excellent job with their employees, stocks, investments, an  d all aspects of the fast food organization. REFERENCES Mutual Funds Investing at Merrill Lynch (2006). Retrieved on August 12, 2006 from http://askmerrill.ml.com/publish/marketingcenters/products/MF_DisclosureDocument_0406.pdf . Merrill Lynch (2006). Achieve Life on Your Terms. Retrieved on August 13, 2006, from http://askmerrill.ml.com/fa_front/1,2280,,00.html?pg=cnp. Yahoo Finance (2006). Retrieved August 13, 2006, from http://finance.yahoo.com/q/ pr?s=mcd.

The behaviour of organisations and the market environment Essay

The behaviour of organisations and the market environment - Essay Example Sony being one of the leaders in the music, movies, gaming and electronic industry is competing with many players in the electronic market. Several players like Samsung, hp, LG are already in a steady position in the market with around same market share. The industry of electronics grew at a very fast pace over the year and with the emergence of many new companies from South Korea like Samsung and LG many existing players of the market like Sony are suffering to maintain their market share. Samsung maintained a huge profit of $3 billion profit while Sony suffered in earning during the same period (LedTV, 2011). To maintain the market share the company need to develop a strong base to compete with the global market (Market Research News, 2011). Though these players are entering into the market but threats from new entrants are relatively low in electronics industry as compared to other industry. The capital requirement for the entry is huge for the new players which is not possible fo r many to enter the market. The switching cost of the new entrants is also high in electronic industry. For new players it’s difficult for them to know the new technologies and invest in research and development process. The diversified product line from the existing players like Sony is a great advantage for them. Economies of scale are another issue which keeps the competition low from the new players. Define the meaning of perfect competition. To what extent does your chosen industry’s structure fit with your definition? In a perfect competition scenario all the players of the market are approximately equally sharing the market share. None of the companies in the market are large enough to set the price for the industry. Most of the firms in the same industry produce same kind of products and follow the expected price for the product which other players are using. In a perfect competition market no single company leads the race for the industry. Everyone in the mark et possesses same kind of small market share. The customers in a perfect competition market are aware of the products from all the players and they have an expected price of the different products from the companies the new entrants can enter with ease in this market situation and they also don’

The American 2010 Essay Example | Topics and Well Written Essays - 1750 words

The American 2010 - Essay Example In his attempts to disengage from death and to connect to the rest of the world, the filmmakers must find ways to emotionally express these changes through the way in which the production is designed. Plot Summary and Critic’s Reviews There is a unique twist in the plot of The American, the story not following the normal hit man thriller formulation that one might expect. Clooney plays a man who is good at his craft, making unique weapons that are used for creative assassinations. This is not done with some type of fantastical or over the top, â€Å"Q† from James Bond sort of way, but with a sense of realism. The brooding nature of the film helps to frame this profession, the seriousness of the ‘business’ of death relevant to the structure of the story. Clooney’s character, Jack, wants to be at the end of his career, the most recent event of an ambush bringing his attention to the fact that he was lucky to have survived the many close calls in his li fe. When he goes to Italy and to the town in which he is to make his last weapon, he begins to reach out, but almost imperceptibly, to the others. The priest and the prostitute provide a contrast of moral natures, each providing a part of the human contact that he has been without for most of his life. Film critic Rebecca Murray sees Jack’s relationships with the priest and the prostitute as cold and unresponsive. While both characters seem to be fascinated by Jack, he gives them very little in return, their investment in his attention far greater than his in theirs. Murray describes the film as being vacant, without much action or dialogue, thus leaving the film viewer as empty as Jack in the way in which they are limited in engaging with the film. She says â€Å"Even the charm and talent of Clooney can’t make Jack accessible to the audience as he’s trying to stay alive†. The American was not a critical success with average film viewers. According to Mur ray, â€Å"The American doesn’t capitalize on its uniqueness, taking leaps in storytelling and using far too many coincidental events to move things forward†. The problem with the film is created through the conflict of having an unsympathetic, emotionally crippled character and trying to evoke sympathy and emotional connectivity from the audience. It can be accomplished, but it is a tough project for a director to do it with success. According to Clabough, Clooney’s character establishes earlier on in the film that he is not a good guy, thus disconnecting the audience from their sympathy with him. Clabough states â€Å"Jack has loyalties to no one but himself, a malevolent character trait exemplified early in the film when Jack must kill the woman with whom he just made love to protect his own identity, though he is ridden with guilt that often materializes in nightmares†. Unfortunately, he never really turns that corner to reconnect or create a sympathe tic reaction from the way in which the story unfolds after his unsympathetic nature is revealed. Clabough sees no point to the character of the priest, his appearances only seeming to provide an opportunity for dialogue. The critic feels that this is one more opportunity for Hollywood to attack Christianity through revealing that the priest has a child out of wedlock, thus should not have put himself up as one to judge Jack about

How Tesco dominates the Supermarket industry in the uk Research Proposal

How Tesco dominates the Supermarket industry in the uk - Research Proposal Example analysis of different studies related to the identified research statement that will facilitate the researcher in taking a stand after the research on the utilization of different approaches in the supermarket industry. Furthermore, the proposed research will endeavor to identify any drawbacks in the supermarket industry and Tesco’s competitors that result in inefficiencies and limit their domination against Tesco. Lastly, the proposed research expects to acquire understanding of possible prospects and future developments in Tesco, as well as the UK’s supermarket industry in a valuable manner. Tesco, established as a private company 90 years ago, is undoubtedly the most prominent and the leading food retailer of the United Kingdom today. Jack Cohen put the foundation of Tesco, by selling grocery surpluses from a booth in East End of London. The first product Jack sold was Tesco Tea, after which the company got its name, TESCO, TE from the initials of TE Stockwell, a tea-supplier from a tea-importing company, and Co from Cohen, Jack’s last name. (Tesco, 2009) Cohen moved on to open stalls in Tooting in 1930, then in Becontree and Edmonton in the year 1931 and went on further to establish Tesco Stores as a private limited company in 1932 with the underlying idea of â€Å"always keep your hand over the money and be ready to run† (Seth & Randall, pp.23-24, 2001). Later led by Ian MacLaurin, it became the second most reputed in the market of United Kingdom during the 1980s. Since onwards, many factors contributed and then there was no stopping and Tesco today has marked itself to be the number one retailer in the UK. Irrespective of the medium customers choose to shop at Tesco, be it online or in-store, they receive an equal treatment. The launch of Clubcard in 1995 with a data-mining partner Dunn Humby, led Tesco handle colossal customer data thus enhancing value to their customer base (Rogers, 2001). The theme of Clubcard for its launch was the world’s

Investment Decision Making Article Example | Topics and Well Written Essays - 3000 words

Investment Decision Making - Article Example In Canada, the market for SRI is over $50 billion in institutional and mutual fund assets,(1) representing approximately 4% of total assets professionally managed and 50 funds. The SRI asset base is growing at 40% per year, compared to the non-SRI growth rate of less than 15% per year. Though growing rapidly, the Canadian SRI asset base is substantially below SRI activity in the United States, which represents over US$2.2 trillion in SRI assets (13% of total assets)/and the 300 funds in Europe utilizing SRI strategies. Numerous studies and surveys have dearly shown that investor interest in environmental social and governance issues has increased dramatically in the past five years. In addition, it has become clear that investor sophistication has evolved beyond the relatively simple process of excluding companies that are engaged in certain "nonethical" businesses. Furthermore, the investment performance of typical negative-screened SRI funds has been inconsistent over the past ten years, causing many investors to seek more rigorous and quantitative investment strategies, such as sustainable development investing, that provide both top performance and social responsibility. Corporate Sustainable DevelopmentThe term sustainable development was originally proposed by the United Nations in the 1987 publication Our Common Future. 3 From a corporate perspective, sustainable development refers to companies that are committed to minimizing the environmental footprint of their operations, while simultaneously contributing to the economic and social advancement of communities in which they operate. To act upon this commitment, companies engage hundreds of sustainable development initiatives. From an environmental perspective, these may include energy conservation measures, waste reduction programs and pollution prevention initiatives. From a social perspective companies may schedule community outreach meetings, create the position of "ethics officer," reduce noise and odor pollution, and provide support for school lunch and recreation programs: Economic commitment often includes local procurement and hiring mandates, providing scholarships, for higher education and transferable skills training, and community infrastructure improvement. Worldwide, companies representing all, industry sectors practice sustainable development. Examples of notable Canadian sustainable development Companies include Abitibi-Consolidated Inc., Dofasco Inc., Falconbridge Ltd., Noranda Inc., Nortel Networks Corporation, Royal Bank of Canada, Suncor Energy Inc., Telus Corporation, TransAlta Corporation and Westcoast Energy Inc. These companies embrace sustainable development for essentially one reason--to have a positive impact on share price. Good BusinessBut how specifically does sustainable development benefit a company' A summary of categories of key causal factors as to why sustainable development is "good business" follows.